What We Do
PensionDCisions analyses the decision making of each individual in a pension plan. We apply patent pending business intelligence technology to existing administration data. This generates four important benchmarks for each retirement account holder:
- asset allocation
- saving rate
- total portfolio return
- total portfolio volatility
We remove a significant blind spot. Current governance takes a ‘top-down’ view of DC plan performance, looking at the return of each investment fund relative to its benchmark. This misses the impact of asset allocation. PensionDCisions calibrates the impact of asset allocation decisions, whether these are made by individuals, consultants or service providers.
We enable targeted communication to clearly defined segments. Our detailed and systematic approach provides the opportunity to identify and understand the behaviours and characteristics of distinct groups, improving the cost effectiveness of communication.
We enable critical information to be presented in a clear and simple format. Although our analytical approach is complex and our process requires the handling of very large data volumes, we ensure the outcomes are communicated in a user-friendly manner.
Found it really useful. Has given me a kick up the backside to take notice of my pension.
Individual Retirement Account Holder
